Revenue-Based Lending
SMALLER PAYMENTS FOR SLOWER MONTHS
We realize the challenges faced by women, people of color, veterans and businesses in low to moderate income areas. Revenue-based financing allows more flexibility than traditional bank debt with no equity dilution. It is similar to a term loan, but instead of a fixed payment every month, a percentage of revenue is taken.
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This allows for smaller payments during slower revenue months, and larger payments in stronger months.
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Businesses with revenue of $1MM or higher
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Ownership Requirements:
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Woman Owned​
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Person of Color owned
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Veteran owned
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LGBTQ+ owned
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Companies located in low to moderate income areas
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Companies that have committed to inclusive hiring inclusive
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Profitable, break-even or clear path to profitability
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Growing revenues or positive trends
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Recurring contracts and predictable revenue models are a best fit
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Time is business: 12-18 months minimum